MONEY WI$E FINANCIAL LITERACY for All

YOU can help ensure every individual has the opportunity for financial success!

Trauma to Triumphs, Inc. (bKind) has taken a significant step in addressing the financial literacy crisis in America with the launch of its MONEY WI$E initiative. By providing a range of FREE educational resources that are accessible to all communities, bKind aims to empower individuals with the knowledge and skills needed to navigate their financial situations effectively.

The MONEY WI$E initiative not only focuses on education but also invites volunteers to play a crucial role in this mission. Whether you can spare just one hour or commit to volunteering multiple times throughout the year, your participation can have a profound and lasting impact. Each volunteer's efforts contribute to breaking the cycle of poverty, fostering economic stability, and improving the overall well-being of individuals and families within the community.

Joining the MONEY WI$E initiative gives volunteers a unique opportunity to witness firsthand the transformative power of financial literacy. Be a part of a movement that is making a difference—help us empower communities and transform lives through knowledge and support. Together, we can create a brighter financial future for all.  Improving financial wellness throughout our communities helps families build generational wealth and results in a healthier economy for everyone.

GOALS: Create short, simple content providing educational information to help individuals learn more about smart money management.

TOPICS may include:

1.   Identify key components of a BUDGET:  income, expenses, savings, an emergency fund 

2.   Explore budgeting strategies and how to establish financial goals 

3.   Financial Freedom:  Tips for financial wellness

4.   Dream Dollars:  understand your net worth and how to increase it to achieve your dreams

5.   Learn from the experts:  compile quotes or advice from a few leading experts in finance

6.   How to start saving money or establish a savings account 

7.   Smart spending practices

8.   Learn about credit cards vs. debit cards, interest rates, and how to avoid falling into debt

9.   Fun Facts about money

ACTIVITIES include:

1.  Design a newsletter

2.  CREATE simple content for bKind’s website and for social media

3.  Develop worksheets that prompt beneficiaries to write down their goals, budget, etc.

4.  Record short video tutorials 

FORMAT:  Content created by volunteers can be shared in any format including short videos, PowerPoint, words, or online via social media or the bKind website

START DATE:  Anytime!

COMMITMENT:  No minimum requirement.  Open and flexible!  1 hour; 1 time; at your convenience

FREQUENCY:  Open and flexible!  ONE TIME, weekly, monthly, or as frequently as each volunteer chooses

GROUP SIZE:  Available for individuals or groups of any size.  We will customize volunteer activities for individuals or groups to meet any specific requests and accommodate each person/team’s needs and availability.

WHY THIS INITIATIVE IS IMPERATIVE: 

·  The current financial crisis could cost the country about $700 billion every two years

·  56% of Americans do not have enough savings to cover a $1,000 emergency expense

·  32% of American workers run out of money before payday (a figure that includes those earning $100,000 or even $200,000 a year)

·  Household debt continues to rise, growing by $3.5 billion dollars in just the third quarter of 2021

·  Only 24% of millennials understand basic financial concepts

·  Schools do not offer a standalone personal finance class

·  ONLY one course SENIOR year is embedded in the required economics course for one semester

·  K-8 Social Studies Framework has no financial literacy standards

No legislation related to K-12 personal finance education has been passed in recent years